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Kiara Microcredit Location T. Score Charges People Network Registered Details
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KIARA MICROCREDIT PRIVATE LIMITED

Active
Updated: 11 Mar 2024

Kiara Microcredit Private Limited, is an unlisted private company incorporated on 24 October, 2016. It is classified as a private limited company and is located in Madurai, Tamil Nadu. It's authorized share capital is INR 25.00 cr and the total paid-up capital is INR 17.00 cr.

Kiara Microcredit's operating revenue range is INR 1 cr - 100 cr for the financial year ending on 31 March, 2022. It's EBITDA has increased by 53.58% over the previous year. At the same time, it's book networth has increased by 25.86%.

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Industry

Finance
Products
  • Other financial activities, Granting loans to individuals through JLGs
Key Metrics

** All rupee values in INR crores. Based on March 2022 numbers.

Sales
66.44%
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EBITDA
53.58%
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Net Profit
53.49%
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Networth
25.86%
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Borrowings
47.29%
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Assets
56.88%
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Gross Margin
-
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Operating Margin
-4.22
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Net Profit Margin
-0.99
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Return on Equity
1.69
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ROCE
4.21
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Debt to Equity
0.42
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Sales
Mar 2022
Net worth
Mar 2022

Locations

indian flag India (1)
State Type Address

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Tofler Score

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Fair
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Very Good
Excellent

Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Financial Highlights

** All numbers in INR crores
Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Sales GET PRO GET PRO GET PRO GET PRO GET PRO
Operating profit GET PRO GET PRO GET PRO GET PRO GET PRO
Net profit GET PRO GET PRO GET PRO GET PRO GET PRO
Gross margin GET PRO GET PRO GET PRO GET PRO GET PRO
Operating margin GET PRO GET PRO GET PRO GET PRO GET PRO
Net margin GET PRO GET PRO GET PRO GET PRO GET PRO
Networth
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Assets GET PRO GET PRO GET PRO GET PRO GET PRO
Debt to equity GET PRO GET PRO GET PRO GET PRO GET PRO
Current ratio GET PRO GET PRO GET PRO GET PRO GET PRO
ROE GET PRO GET PRO GET PRO GET PRO GET PRO
Days payable GET PRO GET PRO GET PRO GET PRO GET PRO
WC days GET PRO GET PRO GET PRO GET PRO GET PRO
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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
** All numbers in INR crores
Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Equity Capital GET PRO GET PRO GET PRO GET PRO GET PRO
Reserves GET PRO GET PRO GET PRO GET PRO GET PRO
Borrowings + GET PRO GET PRO GET PRO GET PRO GET PRO
Long term borrowings GET PRO GET PRO GET PRO GET PRO GET PRO
Short term borrowings GET PRO GET PRO GET PRO GET PRO GET PRO
Trade payables + GET PRO GET PRO GET PRO GET PRO GET PRO
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Other liabilities + GET PRO GET PRO GET PRO GET PRO GET PRO
Other non-current liabilities GET PRO GET PRO GET PRO GET PRO GET PRO
Other current liabilities GET PRO GET PRO GET PRO GET PRO GET PRO
Total liabilities GET PRO GET PRO GET PRO GET PRO GET PRO
Fixed Assets + GET PRO GET PRO GET PRO GET PRO GET PRO
Tangible assets GET PRO GET PRO GET PRO GET PRO GET PRO
CWIP GET PRO GET PRO GET PRO GET PRO GET PRO
Intangible assets GET PRO GET PRO GET PRO GET PRO GET PRO
LT loans and advances GET PRO GET PRO GET PRO GET PRO GET PRO
Other non-current assets GET PRO GET PRO GET PRO GET PRO GET PRO
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Inventories GET PRO GET PRO GET PRO GET PRO GET PRO
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Cash and cash equivalents GET PRO GET PRO GET PRO GET PRO GET PRO
ST loans and advances GET PRO GET PRO GET PRO GET PRO GET PRO
Other current assets GET PRO GET PRO GET PRO GET PRO GET PRO
Total assets GET PRO GET PRO GET PRO GET PRO GET PRO
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Total assets

Profit & Loss

%
** All numbers in INR crores
Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Sales + GET PRO GET PRO GET PRO GET PRO GET PRO
Sales growth % GET PRO GET PRO GET PRO GET PRO GET PRO
Expenses + GET PRO GET PRO GET PRO GET PRO GET PRO
Cost of goods GET PRO GET PRO GET PRO GET PRO GET PRO
Employee cost GET PRO GET PRO GET PRO GET PRO GET PRO
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Revenue from operations

Ratios

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Solvency +
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Performance
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Return +
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Efficiency +
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Working Capital
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Ratios

Current ratio
Debt/equity ratio

Charges on assets

Bank wise
Charges
1

Catalyst Trusteeship Limited

No. of Loans: 15

Total Amount : 40.9 cr

2

State Bank of India

No. of Loans: 2

Total Amount : 11.0 cr

3

Bank of Baroda

No. of Loans: 1

Total Amount : 10.0 cr

4

Tamilnad Mercantile Bank Limited

No. of Loans: 2

Total Amount : 6.5 cr

5

Union Bank of India

No. of Loans: 2

Total Amount : 6.5 cr

6

ANANYA FINANCE FOR INCLUSIVE GROWTH PRIVATE LIMITED

No. of Loans: 2

Total Amount : 5.7 cr

7

SHRIRAM FINANCE LIMITED

No. of Loans: 1

Total Amount : 5.0 cr

8

RAR FINCARE LIMITED

No. of Loans: 5

Total Amount : 5.0 cr

9

AMBIT FINVEST PRIVATE LIMITED

No. of Loans: 1

Total Amount : 1.5 cr

10

REAL TOUCH FINANCE LIMITED

No. of Loans: 1

Total Amount : 1.5 cr

11

USHA FINANCIAL SERVICES LIMITED

No. of Loans: 1

Total Amount : 1.5 cr

12

FINSTARS CAPITAL LIMITED

No. of Loans: 1

Total Amount : 1.2 cr

13

Yes Bank Limited

No. of Loans: 1

Total Amount : 0.1 cr

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Charges

Catalyst Trusteeship Limited
State Bank of India
Bank of Baroda
Tamilnad Mercantile Bank Limited
Others

People

Designation Name DIN/PAN Tenure
Director Gopalakrishnan Avinash
Shareholder
02261918 8 years
Director Venkataraman Sankar
Shareholder
02305098 8 years
Director Gokul Govindarajan
Shareholder
07210264 6 years
Kmp Siddhi Agarwal Vijayakumar <HIDDEN> 2 years

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
AMRITA CHEMICALS (INDIA) PRIVATE LIMITED
Active
1.1 Cr 1 Tamil Nadu
KIARA FLUORCHEM PRIVATE LIMITED
Active
1.0 L 1 Tamil Nadu
AMRITHA INDUSTRIES (INDIA) PRIVATE LIMITED
Active
10.0 L 1 Orissa
KYARA HARAN INDIA PRIVATE LIMITED
Active
10.0 L 1 Tamil Nadu
MAYAN FARMS & RESORTS PRIVATE LIMITED
Strike Off
5.0 L 1 Tamil Nadu
PANPOLI FARMS AND RESORTS PRIVATE LIMITED
Active
1.0 L 2 Tamil Nadu
DHARSHINI IMPEX PRIVATE LIMITED
Active
4.0 Cr 1 Tamil Nadu
LITHIUM URBAN TECHNOLOGIES PRIVATE LIMITED
Active
79.4 Cr 1 Karnataka

Registered Details

CIN

U65900TN2016PTC113034

PAN

AAGCK3310G

Incorporation

2016, 8.1 years

Company Email

cs@kiaramfi.com

Paid up Capital

₹ 17.0 Cr

Authorised Capital

₹ 25.0 Cr

AGM

31 Jun 2024

Type

Private
Non-government Company

Last Balance Sheet Date
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Mar 2023 Updated on : 11 Mar 2024
* There is the date provided by MCA, but availability for this year is not guaranteed.

FAQ - KIARA MICROCREDIT PRIVATE LIMITED

What is the incorporation date of KIARA MICROCREDIT PRIVATE LIMITED?

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The incorporation date of KIARA MICROCREDIT PRIVATE LIMITED is 24 October, 2016

What is the authorized share capital of KIARA MICROCREDIT PRIVATE LIMITED?

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The authorized share capital of KIARA MICROCREDIT PRIVATE LIMITED is INR ₹ 25.0 Cr.

What is the paid-up capital of KIARA MICROCREDIT PRIVATE LIMITED?

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The paid-up capital of KIARA MICROCREDIT PRIVATE LIMITED is INR ₹ 17.0 Cr.

What is the registered address of KIARA MICROCREDIT PRIVATE LIMITED?

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The registered address of KIARA MICROCREDIT PRIVATE LIMITED is FLAT NO.G-1, 4/131 A, VTP APARTMENTS, LAKE AREA MAIN ROAD ME LUR ROAD, UTHANGUDI, MADURAI, TAMIL NAD Melur Madurai Tamil Nadu - 625107

What is the CIN number of KIARA MICROCREDIT PRIVATE LIMITED?

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The CIN number of KIARA MICROCREDIT PRIVATE LIMITED is U65900TN2016PTC113034.

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