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PIRAMAL CAPITAL & HOUSING FINANCE LIMITED

www.dhfl.com
Active
Updated: 05 Nov 2024

The company operates as a housing finance company in India.

Piramal Capital & Housing Finance Limited, is a listed public company incorporated on 11 April, 1984. It is classified as a public limited company and is located in Mumbai City, Maharashtra. It's authorized share capital is INR 26,090.39 cr and the total paid-up capital is INR 23,364.69 cr.

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Industry

Finance
Products
  • Loan Against Property, Plant and Machinery Loans, NRI Home Loans, Property Term Loans, Plot Loans, Home Construction Loans, Medical Equipment Loans, Home Extension Loans, Home Loan Balance Transfer, Non Housing Loans, Business Loans, Plot & Construction Loans, Home Renovation Loans
Key Metrics

** All rupee values in INR crores. Based on March 2024 numbers.

Sales
1.09%
₹ 6,663.6
EBITDA
93.4%
₹ 1,818.8
Net Profit
-
₹ -1,911.3
Networth
0.7%
₹ 15,004.3
Borrowings
10.96%
₹ 45,064.0
Assets
5.88%
₹ 65,379.7
Gross Margin
-
- %
Operating Margin
13.03
27.3 %
Net Profit Margin
83.18
-28.5 %
Return on Equity
37.09
-12.7 %
ROCE
-56.44
-86.5 %
Debt to Equity
0.27
3.0
Sales
Mar 2024
Net worth
Mar 2024

Locations

indian flag India (1)
State Type Address

location icon Locations on Map

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Tofler Score

Good
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Poor
Fair
Good
Very Good
Excellent

Risk

Severe Risk
  • No risks identified
Moderate Risk
  • HIGH LEVERAGE
  • LOW INTEREST COVERAGE
  • CASH DETERIORATING
Low Risk
  • NET MARGIN DETERIORATING
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Peers / Similar Companies

Manappuram Finance Limited Kerala
Muthoot Finance Limited Kerala
Tata Capital Limited Maharashtra
Hdb Financial Services Limited Gujarat

Peers

Financial Highlights

** All numbers in INR crores
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sales 9,322.2 8,770.6 6,120.8 6,591.8 6,663.6
Operating profit -12,464.3 -19,849.9 4,175.2 940.5 1,818.8
Net profit 4,635.7 -15,051.1 525.7 -7,424.8 -1,911.3
Gross margin - - - - -
Operating margin -133.7 -226.3 68.2 14.3 27.3
Net margin 49.6 -171.0 8.5 -111.7 -28.5
Networth -5,537.9 -20,637.0 22,259.2 14,899.9 15,004.3
Borrowings 90,412.2 89,851.2 46,415.8 40,611.2 45,064.0
Assets 86,147.4 70,366.9 79,702.2 61,748.0 65,379.7
Debt to equity -16.3 -4.3 2.1 2.7 3.0
Current ratio - - - - -
ROE - - 2.4 -49.8 -12.7
Days payable - - - - -
WC days - - - - -
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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
** All numbers in INR crores
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital 313.8 313.8 21,364.7 21,364.7 23,364.7
Reserves -5,851.8 -20,950.9 894.5 -6,464.8 -8,360.4
Borrowings + 90,412.2 89,851.2 46,415.8 40,611.2 45,064.0
Long term borrowings 90,412.2 89,851.2 46,415.8 40,611.2 45,064.0
Short term borrowings - - - - -
Trade payables + 121.8 76.0 520.1 290.1 352.8
Days payable - - - - -
Other liabilities + 1,273.1 1,152.7 11,027.2 6,236.9 5,311.4
Other non-current liabilities - - 607.5 - -
Other current liabilities 1,151.3 1,076.7 9,899.6 5,946.9 4,958.6
Total liabilities 86,147.4 70,366.9 79,702.2 61,748.0 65,379.7
Fixed Assets + 1,025.5 939.7 10,832.6 682.5 882.7
Tangible assets 853.6 796.0 385.2 562.5 684.1
CWIP 105.2 62.3 12.2 3.5 10.1
Intangible assets 66.7 81.4 10,435.3 116.5 188.6
LT loans and advances 66,202.7 38,455.3 47,560.2 41,835.8 48,425.9
Other non-current assets 11,737.6 21,456.9 16,042.2 16,492.2 13,566.7
Current assets + 7,181.6 9,515.0 5,267.1 2,737.4 2,504.3
Inventories - - - - -
Trade receivables 2.8 0.5 - - -
Cash and cash equivalents 6,848.6 9,458.0 4,618.6 1,915.3 1,933.6
ST loans and advances - - - - -
Other current assets 330.2 56.5 648.6 822.0 570.8
Total assets 86,147.4 70,366.9 79,702.2 61,748.0 65,379.7
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Total assets

Profit & Loss

%
** All numbers in INR crores
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sales + 9,322.2 8,770.6 6,120.8 6,591.8 6,663.6
Sales growth % -10.79 -5.92 -30.21 7.69 1.09
Expenses + 27,591.1 28,919.8 5,330.2 9,199.6 8,603.5
Cost of goods - - - - -
Employee cost 283.3 213.1 294.7 561.0 859.1
Other costs 21,503.2 28,407.4 1,650.9 5,090.3 3,985.6
Operating profit + -12,464.3 -19,849.9 4,175.2 940.5 1,818.8
Operating margin % -133.7 -226.3 68.2 14.3 27.3
Other income 20.9 32.1 66.1 58.5 48.8
Interest 5,725.2 218.5 3,332.2 3,453.3 3,603.7
Depreciation 79.4 80.8 52.4 95.0 155.1
Exceptional items - - 142.7 10,256.8 1,657.7
Profit before tax -18,248.0 -20,117.0 714.0 -12,806.1 -3,548.8
Tax -4,635.7 -5,065.9 188.2 -5,381.3 -1,637.5
Profit - disc. ops - - - - -
Net profit 4,635.7 -15,051.1 525.7 -7,424.8 -1,911.3
Net margin % 49.6 -171.0 8.5 -111.7 -28.5
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Revenue from operations

Ratios

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Solvency +
Total Debt/Equity -16.3 -4.3 2.1 2.7 3.0
Net Debt/Equity -15.1 -3.9 1.9 2.6 2.9
Total Debt/Assets 1.1 1.3 0.6 0.7 0.7
Total Assets/Equity -15.6 -3.4 3.6 4.1 4.4
Liquidity +
Current Ratio - - - - -
Quick Ratio - - - - -
Interest Coverage - - - - -
Performance
Gross Margin - - - - -
Operating Margin -133.7 -226.3 68.2 14.3 27.3
Net Margin 49.6 -171.0 8.5 -111.7 -28.5
Return +
Return on Equity - - 2.4 -49.8 -12.7
Pre-tax ROCE -180.9 -214.3 72.6 -30.0 -86.5
Return on Assets 5.4 -21.4 0.7 -12.0 -2.9
Pre-tax ROIC -16.1 -33.4 6.4 1.6 2.9
Efficiency +
Days Payable - - - - -
Days Inventory - - - - -
Days Receivable - - - - -
Fixed Asset Turnover 9.1 9.3 0.6 9.7 7.5
Total Asset Turnover 0.1 0.1 0.1 0.1 0.1
Working Capital
Cash Conversion Cycle - - - - -
Working Capital Days - - - - -
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Ratios

Current ratio
Debt/equity ratio

Charges on assets

Bank wise
Charges
1

IDBI Trusteeship Services Limited

No. of Loans: 63

Total Amount : 49,186.0 cr

2

Catalyst Trusteeship Limited

No. of Loans: 2

Total Amount : 20,364.9 cr

3

Axis Bank Limited

No. of Loans: 2

Total Amount : 117.0 cr

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Charges

IDBI Trusteeship Services Limited
Catalyst Trusteeship Limited
Axis Bank Limited

People

Designation Name DIN/PAN Tenure
Director Gautam Bhailal Doshi 00004612 4 years
Director Puneet Yadu Dalmia 00022633 3 years
Director Ajay Gopikisan Piramal
Shareholder
00028116 4 years
CS Bipin Singh
Shareholder
<HIDDEN> 4 years
Director Swati Ajay Piramal
Shareholder
00067125 4 years
Director Anand Ajay Piramal 00286085 4 years
Director Suhail Amin Nathani 01089938 4 years
Director Kunal Bahl 01761033 1 years
CFO Vikash Singhla <HIDDEN> 3 years
Managing Director Jairam Sridharan 05165390 4 years

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
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PIRAMAL PHYTOCARE LIMITED
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BANDA REAL ESTATE PRIVATE LIMITED
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KUDAL REAL ESTATE PRIVATE LIMITED
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1.0 L 1 Goa
BHAVNA DOSHI ASSOCIATES LLP
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PHL FININVEST PRIVATE LIMITED
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SUN PHARMA LABORATORIES LIMITED
Active
40.0 Cr 1 Gujarat
PIRAMAL ENTERPRISES LIMITED
Active
45.1 Cr 8 Maharashtra
SUZLON ENERGY LIMITED
Active
2,729.0 Cr 1 Gujarat
PIRAMAL CAPITAL & HOUSING FINANCE LIMITED
Amalgamated
19,283.7 Cr 6 Maharashtra
CAPRICON REALTY PRIVATE LIMITED
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89,610.0 1 Maharashtra
SUN PHARMACEUTICAL INDUSTRIES LIMITED
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239.9 Cr 1 Gujarat
ZIPAHEAD.COM PRIVATE LIMITED
Amalgamated
5.7 L 1 Tamil Nadu
RLJ FAMILY TRUSTEESHIP PRIVATE LIMITED
Active
1.0 L 1 Delhi
SKLNJ FAMILY TRUSTEE PRIVATE LIMITED
Active
1.0 L 1 Delhi
RANDR TRUSTEE PRIVATE LIMITED
Active
1.0 L 1 Delhi
RRJ FAMILY TRUSTEE PRIVATE LIMITED
Active
1.0 L 1 Delhi
DALMIA BHARAT LIMITED
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17.8 Cr 1 Tamil Nadu
DALMIA BHARAT LIMITED
Active
37.5 Cr 1 Tamil Nadu
TVS CAPITAL FUNDS LIMITED
Amalgamated
4.9 Cr 1 Tamil Nadu
INTERNATIONAL FOUNDATION FOR RESEARCH AND EDUCATION
Active
0.0 1 Delhi
FOUNDATION FOR PLURALISTIC RESEARCH AND EMPOWERMENT
Active
0.0 1 Delhi
SRF LIMITED
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296.4 Cr 1 Delhi
DALMIA CEMENT VENTURES LIMITED
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161.7 Cr 1 Delhi
DALMIA CEMENT (BHARAT) LIMITED
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314.0 Cr 1 Tamil Nadu
OCL INDIA LIMITED
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GOPIKISAN PIRAMAL PRIVATE LIMITED
Amalgamated
5.0 L 3 Maharashtra
PIRAMAL FINANCE LIMITED
Amalgamated
3,735.5 Cr 3 Maharashtra
B M K LABORATORIES PRIVATE LIMITED
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PIRAMAL CAPITAL LIMITED
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PHL CAPITAL PRIVATE LIMITED
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PIRAMAL MANAGEMENT SERVICES PVT LTD
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PIRAMAL CAPITAL PRIVATE LIMITED
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1.0 L 2 Maharashtra
PEL MANAGEMENT SERVICES PRIVATE LIMITED
Active
1.0 L 3 Maharashtra
NICHOLAS PIRAMAL CONSUMER PRODUCTS PRIVA TE LIMITED
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5.0 Cr 1 Maharashtra
PHL HOLDINGS PRIVATE LIMITED
Amalgamated
1.6 Cr 3 Maharashtra
PGL HOLDINGS PRIVATE LIMITED
Amalgamated
36.5 L 3 Maharashtra
PEL HOLDINGS PRIVATE LIMITED
Amalgamated
23.8 L 3 Maharashtra
CAVAAL FININVEST PRIVATE LIMITED
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1.0 Cr 3 Maharashtra
NUTAN NIRMATA FOUNDATION
Active
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PRL REALTORS LLP
Active
1.0 L 2 Maharashtra
PRL PROPERTIES LLP
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1.0 L 2 Maharashtra
ABBVIE THERAPEUTICS INDIA PRIVATE LIMITED
Active
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PIRAMAL FUND MANAGEMENT PRIVATE LIMITED
Active
1.3 Cr 1 Maharashtra
PRATHAM EDUCATION FOUNDATION
Active
0.0 1 Maharashtra
KAIVALYA EDUCATION FOUNDATION
Active
0.0 1 Maharashtra
PIRAMAL FOUNDATION
Active
0.0 1 Maharashtra
TAKING INDIA FORWARD FOUNDATION
Active
1.0 L 1 Maharashtra
TATA SONS PRIVATE LIMITED
Active
42.4 Cr 1 Maharashtra
PIRAMAL GLASS PRIVATE LIMITED
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NPIL DR.PHADKE PATHOLOGY LABORATORY AND INFERTILITY CENTRE PVT LTD
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PIRAMAL CORPORATE SERVICES LIMITED
Amalgamated
19.6 L 1 Maharashtra
PIRAMAL FOUNDATION FOR EDUCATION LEADERSHIP
Active
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PIRAMAL ALTERNATIVES PRIVATE LIMITED
Active
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INDIA RESURGENCE ASSET MANAGEMENT BUSINESS PRIVATE LIMITED
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40.0 Cr 1 Maharashtra
V3 DESIGNS LLP
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15.0 Cr 1 Maharashtra
PIRAMAL CORPORATE SERVICES PRIVATE LIMITED
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1,758.1 Cr 1 Maharashtra
PRL DEVELOPERS PRIVATE LIMITED
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429.8 Cr 1 Maharashtra
SALAAM BOMBAY FOUNDATION
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0.0 1 Maharashtra
UTI TRUSTEE COMPANY PRIVATE LIMITED
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10.0 L 1 Maharashtra
PROGRESSIVE ELECTORAL TRUST
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AGA KHAN AGENCY FOR HABITAT INDIA
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CIE AUTOMOTIVE INDIA LIMITED
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Titan Winners Fund Management LLP
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TC Sponsor & Services LLP
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UNICOMMERCE ESOLUTIONS LIMITED
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ACEVECTOR LIMITED
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UNICOMMERCE ESOLUTIONS LIMITED
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10.2 Cr 1 Delhi
DHFL INVESTMENTS LIMITED
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101.5 Cr 1 Maharashtra
PIRAMAL PAYMENT SERVICES LIMITED
Active
5.5 Cr 1 Maharashtra
PRAMERICA LIFE INSURANCE LIMITED
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SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED
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INDIAN RESORTS HOTELS LIMITED
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Subsidiary Companies

Name State / Country Incorporation Year Paidup Capital
DHFL ADVISORY & INVESTMENTS PRIVATE LIMITED Maharashtra 2016 ₹ 75.0 Cr
DHFL INVESTMENTS LIMITED Maharashtra 2017 ₹ 101.5 Cr
DHFL HOLDINGS LIMITED Maharashtra 2018 ₹ 6.0 L
PIRAMAL FINANCE SALES AND SERVICE PRIVATE LIMITED Maharashtra 2020 ₹ 10.0 L
PIRAMAL PAYMENT SERVICES LIMITED Maharashtra 2022 ₹ 5.5 Cr
PIRAMAL AGASTYA OFFICES PRIVATE LIMITED Maharashtra 2006 ₹ 55.5 Cr

Registered Details

CIN

U65910MH1984PLC032639

PAN

AAACD1977A

Incorporation

1984, 41.0 years

Company Email

corporate.secretarial@piramal.com

Paid up Capital

₹ 23,364.7 Cr

Authorised Capital

₹ 26,090.4 Cr

AGM

Jul 2024

Type

Public
Non-government Company

FAQ - PIRAMAL CAPITAL & HOUSING FINANCE LIMITED

What is the incorporation date of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED?

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The incorporation date of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED is 11 April, 1984

What is the authorized share capital of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED?

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The authorized share capital of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED is INR ₹ 26,090.4 Cr.

What is the paid-up capital of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED?

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The paid-up capital of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED is INR ₹ 23,364.7 Cr.

What is the registered address of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED?

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The registered address of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED is 601,6th Floor,Amiti Bldg,Agastya Corporate Park Kamani Jun ction,Opp.Fire Station,LBS Mar g,Kurla(W) Mumbai Mumbai City Maharashtra - 400070

What is the CIN number of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED?

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The CIN number of PIRAMAL CAPITAL & HOUSING FINANCE LIMITED is U65910MH1984PLC032639.

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