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Esaf Financial Holdings Location T. Score Charges People Network Registered Details
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ESAF FINANCIAL HOLDINGS PRIVATE LIMITED

emfil.org
Active
Updated: 28 Oct 2024

The company operates as a microfinance institution in India. It offers income generation, general, home improvement, Nirmal, Jeevandhara, Suryajyothi, Grihajyothi, mobile, VidhyaJyothi, agriculture, sewing machine, micro enterprise, housing, and other loans, as well as insurance products.

Esaf Financial Holdings Private Limited, is an unlisted private company incorporated on 27 September, 1996. It is classified as a private limited company and is located in Thrissur, Kerala. It's authorized share capital is INR 250.00 cr and the total paid-up capital is INR 167.88 cr.

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Industry

Finance
Products
  • as well as insurance products, mobile, agriculture, Nirmal, Grihajyothi, VidhyaJyothi, income generation, Suryajyothi, micro enterprise, general, home improvement, Jeevandhara, sewing machine, housing, and other loans
Key Metrics

** All rupee values in INR lacs. Based on March 2021 numbers.

Sales
-
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EBITDA
-
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Net Profit
6.08%
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Networth
-0.42%
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Borrowings
20.76%
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Assets
-0.55%
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Gross Margin
-
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Operating Margin
-
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Net Profit Margin
2.47
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Return on Equity
0.03
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ROCE
5.74
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Debt to Equity
0.01
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Sales
Mar 2021
Net worth
Mar 2021

Locations

indian flag India (1)
State Type Address

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Tofler Score

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Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Financial Highlights

** All numbers in INR lacs
Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Sales GET PRO GET PRO GET PRO GET PRO GET PRO
Operating profit GET PRO GET PRO GET PRO GET PRO GET PRO
Net profit GET PRO GET PRO GET PRO GET PRO GET PRO
Gross margin GET PRO GET PRO GET PRO GET PRO GET PRO
Operating margin GET PRO GET PRO GET PRO GET PRO GET PRO
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Networth
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Assets GET PRO GET PRO GET PRO GET PRO GET PRO
Debt to equity GET PRO GET PRO GET PRO GET PRO GET PRO
Current ratio GET PRO GET PRO GET PRO GET PRO GET PRO
ROE GET PRO GET PRO GET PRO GET PRO GET PRO
Days payable GET PRO GET PRO GET PRO GET PRO GET PRO
WC days GET PRO GET PRO GET PRO GET PRO GET PRO
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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
** All numbers in INR lacs
Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
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Reserves GET PRO GET PRO GET PRO GET PRO GET PRO
Borrowings + GET PRO GET PRO GET PRO GET PRO GET PRO
Long term borrowings GET PRO GET PRO GET PRO GET PRO GET PRO
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Trade payables + GET PRO GET PRO GET PRO GET PRO GET PRO
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Other liabilities + GET PRO GET PRO GET PRO GET PRO GET PRO
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Fixed Assets + GET PRO GET PRO GET PRO GET PRO GET PRO
Tangible assets GET PRO GET PRO GET PRO GET PRO GET PRO
CWIP GET PRO GET PRO GET PRO GET PRO GET PRO
Intangible assets GET PRO GET PRO GET PRO GET PRO GET PRO
LT loans and advances GET PRO GET PRO GET PRO GET PRO GET PRO
Other non-current assets GET PRO GET PRO GET PRO GET PRO GET PRO
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ST loans and advances GET PRO GET PRO GET PRO GET PRO GET PRO
Other current assets GET PRO GET PRO GET PRO GET PRO GET PRO
Total assets GET PRO GET PRO GET PRO GET PRO GET PRO
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Total assets

Profit & Loss

%
** All numbers in INR lacs
Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
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Sales growth % GET PRO GET PRO GET PRO GET PRO GET PRO
Expenses + GET PRO GET PRO GET PRO GET PRO GET PRO
Cost of goods GET PRO GET PRO GET PRO GET PRO GET PRO
Employee cost GET PRO GET PRO GET PRO GET PRO GET PRO
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Revenue from operations

Ratios

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Solvency +
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Performance
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Return +
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Efficiency +
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Working Capital
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Ratios

Current ratio
Debt/equity ratio

Charges on assets

Bank wise
Charges
1

Adv. JIJO ANTO

No. of Loans: 6

Total Amount : 0.9 cr

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Charges

Adv. JIJO ANTO

People

Designation Name DIN/PAN Tenure
Nominee Director Ranganathan Varadarajan Dilip Kumar 01060651 9 years
Director Vikraman Ampalakkat 01978341 3 years
Managing Director Mereena Paul
Shareholder
02228087 8 years
Director Joy Joseph Cherayaththekkuden 05221046 1 years
Director Abraham Thariyan 07132831 3 years
Director Emy Acha Paul 07434054 3 years
Director Arpita Pal Agrawal 08588528 0 years
Kmp Rajesh Pillai <HIDDEN> 0 years
Director Ajayan Mangalath Gopalakrishnan Nair 09782416 2 years
Director Saleena George 10269640 1 years
Kmp Minu Santhosh <HIDDEN> 3 years

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
ONLINE PSB LOANS LIMITED
Active
3.5 Cr 1 Gujarat
CASPIAN IMPACT INVESTMENTS PRIVATE LIMITED
Active
6.7 Cr 1 Telangana
JANAKALYAN FINANCIAL SERVICES PRIVATE LIMITED
Active
25.4 Cr 1 West Bengal
MUTHOOT FINCORP LIMITED
Active
343.7 Cr 1 Kerala
PRACHODHAN DEVELOPMENT SERVICES
Active
40.0 L 2 Maharashtra
SLOKA CAPITAL ADVISORY SERVICES PRIVATE LIMITED
Strike Off
0.0 1 Tamil Nadu
TRAXOL TRADING PRIVATE LIMITED
Active
5.0 L 1 Kerala
TJSV STEEL FABRICATION AND GALVANIZING (INDIA) LIMITED
Active
18.0 Cr 1 Kerala
KLM AXIVA FINVEST LIMITED
Active
225.9 Cr 1 Telangana
RHEMA KISAN PRODUCER COMPANY LIMITED
Active
1.0 L 1 Kerala
ESAF SWASRAYA PRODUCERS COMPANY LIMITED
Active
64.4 L 1 Kerala
LAHANTI HOMES & INFRASTRUCTURE PRIVATE LIMITED
Active
16.6 L 1 Kerala
CEDAR RETAIL PRIVATE LIMITED
Active
3.0 Cr 1 Kerala
DEV BHOOMI ECO TOURISM PRIVATE LIMITED
Active
2.2 Cr 1 Kerala
DIA VIKAS CAPITAL PRIVATE LIMITED
Active
17.0 Cr 1 Delhi
PAHAL FINANCIAL SERVICES PRIVATE LIMITED
Active
46.9 Cr 1 Gujarat
AIRTEL PAYMENTS BANK LIMITED
Active
2,413.2 Cr 1 Delhi
ESAF SMALL FINANCE BANK LIMITED
Active
514.9 Cr 1 Kerala

Subsidiary Companies

Name State / Country Incorporation Year Paidup Capital
ESAF SMALL FINANCE BANK LIMITED Kerala 2016 ₹ 514.9 Cr

Registered Details

CIN

U65910KL1996PTC077288

PAN

AABCP9367R

Incorporation

1996, 28.2 years

Company Email

minu.santhosh@esafholdings.com

Paid up Capital

₹ 167.9 Cr

Authorised Capital

₹ 250.0 Cr

AGM

31 Jun 2024

Type

Private
Non-government Company

Last Balance Sheet Date
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Mar 2024 Updated on : 28 Oct 2024
* There is the date provided by MCA, but availability for this year is not guaranteed.

FAQ - ESAF FINANCIAL HOLDINGS PRIVATE LIMITED

What is the incorporation date of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED?

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The incorporation date of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED is 27 September, 1996

What is the authorized share capital of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED?

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The authorized share capital of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED is INR ₹ 250.0 Cr.

What is the paid-up capital of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED?

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The paid-up capital of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED is INR ₹ 167.9 Cr.

What is the registered address of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED?

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The registered address of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED is X/109/M4, SECOND FLOOR HEPHZIBAH COMPLEX, MANNUTHY, MANNUT HY-PA LAKKAD NH NA MANNUTHY Thrissur Kerala - 680651

What is the CIN number of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED?

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The CIN number of ESAF FINANCIAL HOLDINGS PRIVATE LIMITED is U65910KL1996PTC077288.

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