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Clayfin Technologies Location T. Score Charges People Network Registered Details
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CLAYFIN TECHNOLOGIES PRIVATE LIMITED

www.clayfin.com
Active
Updated: 04 Nov 2024

This company provides digital banking solutions for retail, corporate and SME banking businesses

Clayfin Technologies Private Limited, is an unlisted private company incorporated on 21 January, 2009. It is classified as a private limited company and is located in Kanchipuram, Tamil Nadu. It's authorized share capital is INR 15.00 cr and the total paid-up capital is INR 9.35 cr.

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Industry

Finance
Products
  • Corporate Banking, Wearable Banking, PFM, Retail Banking, Internet Banking, and Digital Onboarding, SME Banking, Mobile Banking, Omnichannel Banking, API Banking, Fintech, Digital Banking
Key Metrics

** All rupee values in INR crores. Based on March 2024 numbers.

Sales
-15.69%
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EBITDA
8.6%
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Net Profit
-32.95%
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Networth
6.3%
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Borrowings
-100.0%
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Assets
-10.06%
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Gross Margin
-
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Operating Margin
3.04
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Net Profit Margin
-1.04
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Return on Equity
-2.86
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ROCE
-4.67
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Debt to Equity
-0.02
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Sales
Mar 2024
Net worth
Mar 2024

Locations

indian flag India (3)
State Type Address

location icon Locations on Map

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Tofler Score

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Poor
Fair
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Excellent

Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Financial Highlights

** All numbers in INR crores
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sales GET PRO GET PRO GET PRO GET PRO GET PRO
Operating profit GET PRO GET PRO GET PRO GET PRO GET PRO
Net profit GET PRO GET PRO GET PRO GET PRO GET PRO
Gross margin GET PRO GET PRO GET PRO GET PRO GET PRO
Operating margin GET PRO GET PRO GET PRO GET PRO GET PRO
Net margin GET PRO GET PRO GET PRO GET PRO GET PRO
Networth
Borrowings GET PRO GET PRO GET PRO GET PRO GET PRO
Assets GET PRO GET PRO GET PRO GET PRO GET PRO
Debt to equity GET PRO GET PRO GET PRO GET PRO GET PRO
Current ratio GET PRO GET PRO GET PRO GET PRO GET PRO
ROE GET PRO GET PRO GET PRO GET PRO GET PRO
Days payable GET PRO GET PRO GET PRO GET PRO GET PRO
WC days GET PRO GET PRO GET PRO GET PRO GET PRO
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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
** All numbers in INR crores
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Equity Capital GET PRO GET PRO GET PRO GET PRO GET PRO
Reserves GET PRO GET PRO GET PRO GET PRO GET PRO
Borrowings + GET PRO GET PRO GET PRO GET PRO GET PRO
Long term borrowings GET PRO GET PRO GET PRO GET PRO GET PRO
Short term borrowings GET PRO GET PRO GET PRO GET PRO GET PRO
Trade payables + GET PRO GET PRO GET PRO GET PRO GET PRO
Days payable GET PRO GET PRO GET PRO GET PRO GET PRO
Other liabilities + GET PRO GET PRO GET PRO GET PRO GET PRO
Other non-current liabilities GET PRO GET PRO GET PRO GET PRO GET PRO
Other current liabilities GET PRO GET PRO GET PRO GET PRO GET PRO
Total liabilities GET PRO GET PRO GET PRO GET PRO GET PRO
Fixed Assets + GET PRO GET PRO GET PRO GET PRO GET PRO
Tangible assets GET PRO GET PRO GET PRO GET PRO GET PRO
CWIP GET PRO GET PRO GET PRO GET PRO GET PRO
Intangible assets GET PRO GET PRO GET PRO GET PRO GET PRO
LT loans and advances GET PRO GET PRO GET PRO GET PRO GET PRO
Other non-current assets GET PRO GET PRO GET PRO GET PRO GET PRO
Current assets + GET PRO GET PRO GET PRO GET PRO GET PRO
Inventories GET PRO GET PRO GET PRO GET PRO GET PRO
Trade receivables GET PRO GET PRO GET PRO GET PRO GET PRO
Cash and cash equivalents GET PRO GET PRO GET PRO GET PRO GET PRO
ST loans and advances GET PRO GET PRO GET PRO GET PRO GET PRO
Other current assets GET PRO GET PRO GET PRO GET PRO GET PRO
Total assets GET PRO GET PRO GET PRO GET PRO GET PRO
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Total assets

Profit & Loss

%
** All numbers in INR crores
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sales + GET PRO GET PRO GET PRO GET PRO GET PRO
Sales growth % GET PRO GET PRO GET PRO GET PRO GET PRO
Expenses + GET PRO GET PRO GET PRO GET PRO GET PRO
Cost of goods GET PRO GET PRO GET PRO GET PRO GET PRO
Employee cost GET PRO GET PRO GET PRO GET PRO GET PRO
Other costs GET PRO GET PRO GET PRO GET PRO GET PRO
Operating profit + GET PRO GET PRO GET PRO GET PRO GET PRO
Operating margin % GET PRO GET PRO GET PRO GET PRO GET PRO
Other income GET PRO GET PRO GET PRO GET PRO GET PRO
Interest GET PRO GET PRO GET PRO GET PRO GET PRO
Depreciation GET PRO GET PRO GET PRO GET PRO GET PRO
Exceptional items GET PRO GET PRO GET PRO GET PRO GET PRO
Profit before tax GET PRO GET PRO GET PRO GET PRO GET PRO
Tax GET PRO GET PRO GET PRO GET PRO GET PRO
Profit - disc. ops GET PRO GET PRO GET PRO GET PRO GET PRO
Net profit GET PRO GET PRO GET PRO GET PRO GET PRO
Net margin % GET PRO GET PRO GET PRO GET PRO GET PRO
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Revenue from operations

Ratios

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Solvency +
Total Debt/Equity GET PRO GET PRO GET PRO GET PRO GET PRO
Net Debt/Equity GET PRO GET PRO GET PRO GET PRO GET PRO
Total Debt/Assets GET PRO GET PRO GET PRO GET PRO GET PRO
Total Assets/Equity GET PRO GET PRO GET PRO GET PRO GET PRO
Liquidity +
Current Ratio GET PRO GET PRO GET PRO GET PRO GET PRO
Quick Ratio GET PRO GET PRO GET PRO GET PRO GET PRO
Interest Coverage GET PRO GET PRO GET PRO GET PRO GET PRO
Performance
Gross Margin GET PRO GET PRO GET PRO GET PRO GET PRO
Operating Margin GET PRO GET PRO GET PRO GET PRO GET PRO
Net Margin GET PRO GET PRO GET PRO GET PRO GET PRO
Return +
Return on Equity GET PRO GET PRO GET PRO GET PRO GET PRO
Pre-tax ROCE GET PRO GET PRO GET PRO GET PRO GET PRO
Return on Assets GET PRO GET PRO GET PRO GET PRO GET PRO
Pre-tax ROIC GET PRO GET PRO GET PRO GET PRO GET PRO
Efficiency +
Days Payable GET PRO GET PRO GET PRO GET PRO GET PRO
Days Inventory GET PRO GET PRO GET PRO GET PRO GET PRO
Days Receivable GET PRO GET PRO GET PRO GET PRO GET PRO
Fixed Asset Turnover GET PRO GET PRO GET PRO GET PRO GET PRO
Total Asset Turnover GET PRO GET PRO GET PRO GET PRO GET PRO
Working Capital
Cash Conversion Cycle GET PRO GET PRO GET PRO GET PRO GET PRO
Working Capital Days GET PRO GET PRO GET PRO GET PRO GET PRO
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Ratios

Current ratio
Debt/equity ratio

Charges on assets

Bank wise
Charges
1

HDFC Bank Limited

No. of Loans: 1

Total Amount : 2.5 cr

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Charges

HDFC Bank Limited

People

Designation Name DIN/PAN Tenure
Nominee Director Suryakant Dalmia 00022484 16 years
Nominee Director Suresh Kumar Somani 00031096 16 years
Director Marti Gurunath Subrahmanyam
Shareholder
00306761 15 years
Director Ramaswamy Narayanan Iyer
Shareholder
00952570 16 years
Whole-time Director Kannan Ramasamy
Shareholder
02203865 9 years
Nominee Director Soumyo Dutta 07157964 10 years
Nominee Director Bhavin Pruthvisinh Lakhpatwala 08745352 5 years
CEO Rajesh Bhaskar Laxmi Narasimha
Shareholder
<HIDDEN> 6 years
Director Veetil Kizhakke Nirmal 09513456 1 years

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
AJANMA TRADECOM LIMITED
Amalgamated
50.0 L 1 West Bengal
DALMIA COMMODITIES PRIVATE LIMITED
Amalgamated
3.0 Cr 1 West Bengal
RAGHUKUL MANAGEMENT SERVICES PRIVATE LIMITED
Active
1.0 L 1 West Bengal
MOUNTTECH INDIA VENTURES PRIVATE LIMITED
Active
10.0 L 1 Delhi
DALMIA INVESTMART PRIVATE LIMITED
Amalgamated
1.6 Cr 1 West Bengal
MOUNT INTRA FINANCE PVT LTD
Active
30.9 Cr 1 West Bengal
BHOODHAN CULTIVATION PRIVATE LIMITED
Amalgamated
6.0 L 1 West Bengal
AMRIT MALLS PRIVATE LIMITED
Amalgamated
5.0 L 1 West Bengal
RATNABALI SECURITIES PRIVATE LIMITED
Amalgamated
11.8 Cr 1 West Bengal
RATNABALI EQUITY PRIVATE LIMITED
Active
3.8 Cr 1 West Bengal
ROCKHARD BUILDERS PVT LTD
Amalgamated
30.0 L 1 West Bengal
RATNABALI COMMODITIES PRIVATE LIMITED
Amalgamated
1.1 Cr 1 West Bengal
RATNABALI CAPITAL MARKETS PRIVATE LIMITED
Amalgamated
5.2 Cr 1 West Bengal
IAC PATRONS FOUNDATION
Active
0.0 1 West Bengal
IAC RESEARCH FOUNDATION
Active
0.0 1 West Bengal
RATNABALI INFOTECH PRIVATE LIMITED
Active
1.0 L 1 West Bengal
RIVERVIEW AGROFARMS PRIVATE LIMITED
Amalgamated
1.3 Cr 1 West Bengal
VIKASH SOMANI SECURITIES PVT.LTD.
Amalgamated
1.0 Cr 1 West Bengal
ASTRA MICROWAVE PRODUCTS LIMITED
Active
19.0 Cr 1 Telangana
BHAGIRADHA CHEMICALS AND INDUSTRIES LTD.
Active
12.4 Cr 1 Telangana
RATNABALI INVESTMENT PRIVATE LIMITED
Active
105.5 Cr 1 West Bengal
RUNGTA GREENTECH LIMITED
Active
13.6 Cr 1 West Bengal
INDIAN SCHOOL OF BUSINESS
Active
0.0 1 Telangana
TIMESAVER SOLUTIONS PRIVATE LIMITED
Active
1.0 L 1 Maharashtra
VAYANA INDIA PRIVATE LIMITED
Amalgamated
1.1 Cr 2 Tamil Nadu
VENDOR TO PAY PRIVATE LIMITED
Amalgamated
1.0 L 1 Maharashtra
HYLOBIZ CHALLENGER PRIVATE LIMITED
Active
34.5 Cr 1 Maharashtra
VAYANA SERVICES PRIVATE LIMITED
Amalgamated
1.0 L 1 Tamil Nadu
VAY NETWORK SERVICES PRIVATE LIMITED
Active
2.9 Cr 2 Maharashtra
RUBIX DATA SCIENCES PRIVATE LIMITED
Active
2.1 L 1 Maharashtra
I-PERITUS SOLUTIONS AND SERVICES PRIVATE LIMITED
Active
20.0 L 1 Maharashtra
ASSOCIATION OF FINANCE PROFESSIONALS OF INDIA.
Active
0.0 1 Maharashtra

Subsidiary Companies

Name State / Country Incorporation Year Paidup Capital
CLAYFIN TECHNOLOGIES FZ LLC United Arab Emirates - -
CLAYFIN TECHNOLOGIES FZ LLC United Arab Emirates - -

Registered Details

CIN

U65100TN2009PTC070519

PAN

AACCV9699R

Incorporation

2009, 15.8 years

Company Email

connect@clayfin.com

Paid up Capital

₹ 9.4 Cr

Authorised Capital

₹ 15.0 Cr

AGM

31 Jun 2024

Type

Private
Non-government Company

Last Balance Sheet Date
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Mar 2024 Updated on : 04 Nov 2024
* There is the date provided by MCA, but availability for this year is not guaranteed.

FAQ - CLAYFIN TECHNOLOGIES PRIVATE LIMITED

What is the incorporation date of CLAYFIN TECHNOLOGIES PRIVATE LIMITED?

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The incorporation date of CLAYFIN TECHNOLOGIES PRIVATE LIMITED is 21 January, 2009

What is the authorized share capital of CLAYFIN TECHNOLOGIES PRIVATE LIMITED?

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The authorized share capital of CLAYFIN TECHNOLOGIES PRIVATE LIMITED is INR ₹ 15.0 Cr.

What is the paid-up capital of CLAYFIN TECHNOLOGIES PRIVATE LIMITED?

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The paid-up capital of CLAYFIN TECHNOLOGIES PRIVATE LIMITED is INR ₹ 9.4 Cr.

What is the registered address of CLAYFIN TECHNOLOGIES PRIVATE LIMITED?

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The registered address of CLAYFIN TECHNOLOGIES PRIVATE LIMITED is 10th Floor, Olympia Pinnacle, #1, S. No. 69/2A1, S. No. 67/1 -2A, New S. No. 67/4, Old Mahabalipuram Saidapet Kanchipuram Tamil Nadu - 600096

What is the CIN number of CLAYFIN TECHNOLOGIES PRIVATE LIMITED?

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The CIN number of CLAYFIN TECHNOLOGIES PRIVATE LIMITED is U65100TN2009PTC070519.

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